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What bathroom cleaning products are safe for acrylic?

Christine B asked:


My landlord just had the “Bathroom Fitter” people come in and re-do our tub/tub walls with an all-one-piece acrylic wall and tub thing-a-majig. Anyway, on my old regular tile/grout walls I used to use Comet, Tylex and Clorox Cleanup to get it clean and kill any mold, but now I don’t know what to use. I don’t want to ruin the finish. The paperwork says to make sure you use a product that is safe for acrylic, but I was checking out some of the labels in the store today and hardly any of them specify whether or not they’re safe for acrylic. Help!

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How to install bathroom cabinet onto a wall that is tiled with porcelain?

ummar asked:


Our bathroom is tiled entirely with porcelain tiles (30 cm by 60 cm), floor to ceiling. We want to install a bathroom cabinet above the sink, onto the wall.

Is it safe to drill into the tile? Do we need a special drill? My dad is pretty good with handy work and he says we could drill int he grout between the tiles but I am not convinced!

I want to do this the right way so please advise. Many thanks.

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Bathroom Decorating Ideas

Kathy Burns-Millyard asked:




If you’re like most of us, the most difficult rooms in the house to decorate nicely seems to be the bathroom. This is especially true when you have a large family and your kids are still small. Things just seem to be messy and disorganized more often than not.

It’s not too difficult to decorate this area though. You probably don’t want to go all out with an ornate decorating theme and make your bathroom look like a showcase… at least not until the kids are grown… but there are several things you can do now that will really spruce things up.

1. Put in matching bathroom accessories. Technically these don’t have to match completely, they just need to compliment each other somehow. And by accessories, I mean things such as a soap dish, trash container, towel holder, and toothbrush holder. You can even add mirrors and wall shelves if you’d like, but just putting in new soap dishes and towel holders often makes a drastic difference in the look of your bathroom. Don’t forget the toilet paper roll holder too, having a nice looking one really adds a finished, polished look to your bathroom decorating theme.

Bonus Tip: If you buy accessories in a solid, natural material you’ll have more versatility with your color scheme. Buying wood or brass accessories for instance, makes it easy to have multiple decorating themes to switch around with throughout the year, without having to change all the accessories each time.

2. Get some new towels and washcloths. These should either be a matching set, or individual ones that compliment each other too. And they need to tie in somehow with the new accessories you’ve put in.

If you’ve gone with the flexibility of wood, brass, or other universal accessories, your towels and washcloths can be virtually any color – or color combination – you’d like.

You don’t have to buy tons of towels and washcloths at once either. In fact, you can start with just one or two of each to use for display on your pretty, coordinated towel rack. You’re going for a decorating theme here, so making things pretty is a large part of the goal. If you’re able to buy multiple towels – or even entire sets at once, this will make you feel as if your new decorating theme is more complete. But it’s not required to start with, just buy enough to put on display if you’re short on money.

Also: Don’t forget the hand towels. These add a bit of polish and upscale elegance to any bathroom, particularly when they’re on display.

3. Put some potpourri or fake flowers around. These small touches are easy and inexpensive, but they really give your bathroom a more professionally decorated look. Pile a bit of potpourri into an extra soap dish that matches or compliments your other accessories, or lay flowers and greenery on a shelf beside a fluffy stack of towels. You can even weave greenery around various bottles that are on display in your bathroom, or around containers holding cotton balls and swabs too.

4. Put in a small area or throw rug. Even a tiny bathroom can use a rug… they’re almost always functional, and they can be quite pretty too. It’s a good idea to make sure the rug you choose is made of absorbent materials… particularly if you plan to place it in front of the bathtub or shower. If your bathroom is large enough, consider putting down several rugs. I personally prefer to have one in front of the toilet because the floor is cold, and one in front of the tub and shower too. You can also simply put the rug in the middle of the room as an accent piece.

When choosing rugs for your bathroom, be sure they match or compliment the color scheme somehow. If you’re primary color in the bathroom is sky blue but you have small amounts of midnight blue mixed into other things, it’s ok to choose a midnight blue rug. It’s even ok to choose a cream colored rug even if nothing else in your bathroom is cream colored – just make sure there’s a small amount of the sky or midnight blue in the rug and it’ll tie into the decorating theme almost automatically.

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How do I stop a drippy bathroom exhaust fan?

jewlzneeds2no asked:


The exhaust fan in my bathroom drips onto the bathroom floor constantly during the winter. I have had a new roof turban installed where it vents thinking it would solve the problem by allowing the condensation to vent up through the roof, but it continues to drip down through the exhaust fan and into my bathroom. It drips whether the fan is running or not running. It’s very annoying as the fan is located in the ceiling in front of my sink and I can’t stand there without getting water dripped down my back, not to mention the mess it makes on the floor and my rugs.
Any suggestions?

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How to Avoid Private Mortgage Insurance (PMI)

Jim Cramer asked:




Many home buyers find it difficult to provide the required 20% down payment and are forced to pay private mortgage insurance, or PMI, in order to buy a home. Private mortgage insurance solves the down payment problem but creates another two: it increases monthly payments and on top of that it is not tax deductible. Fortunately, there is more than one way to get your desired home without having the 20% down payment and avoid PMI at the same time.

Terminating PMI When You Already Have One

The use of private mortgage insurance has been a great way to make it possible for a borrower to buy a home with as little as 3-5 % down payment and give the lender insurance in case the borrower defaults on the home loan. However since PMI payments can be significant, the borrower starts to ask himself/herself how to get rid of those payments.

The Homeowner’s Protection Act includes rules for automatic suspension of PMI payments and cancellation of PMI when 22% equity in the borrower’s home is reached. Those rules apply to mortgages signed on or after July 29, 1999, and exclude government-insured FHA or VA mortgages that are considered high-risk to default.

Additionally, disregarding the time when the mortgage was signed, the borrower may ask for PMI termination once s/he exceeds 20% equity.

Avoiding Private Mortgage Insurance via a Piggyback Loan

Piggyback loans are a very popular way of avoiding private mortgage insurance. It consists of taking a loan (first mortgage) covering 80% of the sale price of the home and taking and placing additional 5%, 10% or 15% on a second mortgage. A combination of 80% first mortgage, 5% second mortgage and 15% down payment is referred to as 80/5/15. Accordingly, the other two loan combinations are 80/10/10 and 80/15/5.

Although second mortgages generally have higher rates, in the end the borrower may save money because in contrast to PMI payments, now the loan payments are tax deductible.

Choosing a Finance Single Premium Option over Private Mortgage Insurance

Since an increasing number of borrowers are turning to piggyback loans in order to avoid PMI, the mortgage insurance industry came up with this solution claiming that it lowers monthly mortgage payments to the same or lower level as a piggyback loan. With this option homebuyers pay a single premium on their insurance and it is amortized over the term of loan.

One of the pitfalls of this solution is that few lenders offer this option, since Fannie Mae and Freddie Mac do not work with this kind of PMI structure.

Finding a Loan with No Private Mortgage Insurance

Loans with no PMI have one great disadvantage – they typically have higher interest rates. Instead of paying regular PMI, the latter is included in the higher rate of the mortgage.

Which of the above solutions will be best for you depends entirely on your particular case. Sometimes paying the private mortgage insurance might turn out more beneficial than choosing to avoid it with a second mortgage. Therefore you should consider your decision carefully and make all the necessary calculations in order to make the right choice.

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